Routing # 321076470

Boat Loans

Get out on the water


溅起水花,用低速率保存 boat loan

不管你是要去湖边玩一天, fishing with friends, or simply soaking up some sunshine, 我们为您提供灵活的选择和低费率的新船或旧船. 从经销商或私人团体购买,或再融资和储蓄. 我们为各种型号和类型的船只提供融资, including saltwater, fishing boats, sailboats, yachts and more.

With low rates, 简单的条款和负担得起的付款方式, 你马上就可以上路了,准备起航去公海.

Key Features

Competitive rates

With low, fixed payments

Flexible terms

Up to 180 months

No pre-payment penalties

如果需要的话,尽早还清贷款

Purchase or refinance options

从有执照的经销商那里购买,或者从现有的贷款中省钱

Budget-friendly payments

快速简便的付款方式,加上奖励按时付款2

Insurance and payment protection

在发生机械故障、经济损失等情况下,为您的船提供保险 get your quote today

New Boat Rates

Rates Effective 06/14/2024

TermMinimum AmountAPR Range1
17962up to 60 months$5,0007.99% to 19.49%14/06/2024$5,000New Boat7.9919.497.9960 months: $20.每借1000美元每月34美元.99% APR; 72 months: $17.每借1000美元每月59美元.99% APR; 84 months: $15.64 per month per $1000 borrowed at 7.99% APR; 120 months: $12.44 per month per $1000 borrowed at 8.49% APR;180 months: $10.03 per month per 1000 borrowed at 8.74% APR
1821061 to 72 months$15,0007.99% to 18.99%08/12/2023$15,000New Boat7.9918.991807.99
1823073 to 84 months $25,0007.99% to 18.99%08/12/2023$25,000New Boat7.9918.991807.99
1823985 to 120 months$25,0008.49% to 18.99%08/12/2023$25,000New Boat8.4918.991808.49
18267121 to 180 months$50,0008.74% to 18.74%08/12/2023$50,000New Boat8.7418.741808.74

Used Boat Rates

Rates Effective 06/14/2024

TermMinimum AmountAPR Range1
18189up to 60 months$5,0008.49% to 19.49%8.4914/06/202419.45
1821961 to 72 months$15,0008.49% to 18.99%8.4907/12/202218.99
1823673 to 84 months $25,0008.49% to 18.99%8.4914/03/202319.10
1824485 to 120 months$25,0008.99% to 18.99%8.9907/12/202218.99
18273121 to 180 months$50,0009.24% to 18.74%9.2404/08/202318.74

Frequently Asked Questions

  • You can choose to apply online,或与Patelco团队成员在分支机构或通过我们的在线 Patelco Virtual Branch. 该应用程序需要几分钟才能完成.
    After you apply, 一名团队成员将审核您的申请,并在2 - 3个工作日内与您联系.

    The process is simple:

    1. 在线提交申请或与团队成员一起提交申请
    2. We’ll review your application
    3. 发送贷款资助者要求的任何文件
    4. Once approved, 您将收到一张便利支票,付款人是您想购买的船的卖方
    5. 把支票交给卖家,然后作为自豪的新主人开车离开!

    除了任何经销商提供的促销活动, 在完成LevelUp后,您可能有资格获得额外的费率减免, just for making on-time payments on your loan. 和我们的团队成员谈谈,看看有什么可用的.

    Yes. 我们建议提前获得预先批准, 一旦你找到了你想要的船, 直接从经销商那里购买很容易.
    心中有一个价格范围是很好的, 连同你的首付款金额,这样我们就可以确定你有资格获得什么以及你需要借多少钱. Once approved, 我们将给你开一张方便支票,你可以用它直接从经销商那里购买.

Get rewarded for on-time payments
如果你不符合我们最优惠的价格,与LevelUp2 随着时间的推移,你仍然可以节省贷款. Make 12 consecutive, 每月按时偿还贷款,我们会自动降低你的利率, up to 0.每年50%的年利率,上限为1.50% APR.

1 APR (Annual Percentage Rate). Boat loans as low as 7.99% APR effective 06/14/2024. 贷款利率如有更改,恕不另行通知,并须经信贷审批. Patelco根据信用记录等因素提供一系列利率, loan term, mileage, Patelco account and loan balances. Additional .里程超过100k的,费率增加50%(最大里程为125k). 根据车型年+贷款期限,最长可达20年. 实际利率在贷款完成前以书面形式向获批准的申请人披露,可能高达19%.45% APR. 欲了解更多有关费率,条款和可用折扣,请致电 800.358.8228, visit myhoffen.com or visit any Patelco branch. 贷款偿还示例:60个月:20美元.每借1000美元每月34美元.99% APR; 72 months: $17.每借1000美元每月59美元.99% APR; 84 months: $15.64 per month per $1000 borrowed at 7.99% APR; 120 months: $12.44 per month per $1000 borrowed at 8.49% APR;180 months: $10.03 per month per 1000 borrowed at 8.74% APR

2 LevelUp提供给获得Patelco信用等级2级或以上以下贷款批准的会员, motorcycle, RV, boat, and personal loans, excluding all lines of credit. Total discount of up to 1.50% APR(年度百分比率)适用于2010年.每连续12个月按时付款,年利率增加50%. 最高折扣永远不会导致最终年利率低于融资时特定贷款和期限的LevelUp最低利率. 每月付款金额保持不变, 还有额外的钱用来支付本金, 哪一种会缩短贷款期限和在贷款期内支付的总金额.

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