Routing # 321076470

Personal Loans

腾出你的预算,用低息贷款来储蓄. 了解您的价格,并在几分钟内获得资格预审.


Fixed rate + No fees = Big savings

我们致力于让我们的会员走上财务健康的道路. 你的目标是否包括合并高息债务, making home improvements, or simply freeing up cash, 转而使用低利率的帕特尔科个人贷款可以帮助你实现这一目标. Apply now.

Product Benefits

Flexible Loans for Any Need

贷款最高10万美元,灵活期限长达7年

Competitive, Fixed Low Rates

Rates starting at 9.30% APR1

 

Check Your Rate Without Impact2

It only takes minutes to check your rate 对你的信用评分没有影响

Easy Online Application

没有贷款发起费用和快速资金进入您的Patelco账户

LevelUp to Get Rewarded3

连续进行网上付款 qualify for loan rate reductions

Debt and Payment Protection

Payment Protection insurance 取消您的贷款付款或贷款余额, up to contract maximums, if you become unemployed, disabled or pass away

Personal Loan Rates

Flexible loan rates and terms. Rates Effective 04/12/2024

Term

Amount

APR Range1

6-35 months $300-$100,000 9.30%-17.90%
36-47 months $2,000-$100,000 9.30%-17.90%
48-59 months $4,000-$100,000 9.95%-17.90%
60-71 months $8,000-$100,000 10.20%-17.90%
72-83 months $20,000-$100,000 10.70%-17.90%
84 months $30,000 - $100,000 11.20% - 17.90%

Loan Payments Calculator

What would my loan payment be?

所提供的计算仅用于演示目的,并不保证所显示的利率和条款获得信贷批准.

Frequently Asked Questions

Manage Your Personal Loan

Patelco Online 帮助您保持最新的所有个人贷款细节. We make it simple and safe to:

  • Check balances
  • Get account details
  • Transfer funds
  • 向我们发送有关您贷款的安全信息
  • 用你的Patelco账户付款
Sign Up Manage Your Personal Loan

1 APR(年费率)2024年12月4日起生效的费率. and are subject to credit approval. 年利率的范围取决于包括信贷类型在内的因素, loan term, 家庭/账户关系和申请人信用/评分. 贷款条件取决于各种因素,包括融资金额. 实际利率在贷款完成前以书面形式向获批准的申请人披露. Offered rates subject to change. 欲了解更多信息,请访问myhoffen.com, call 800.358.8228, or stop by a branch. The APR range is 9.30% to 17.90%,期限由6至84个月不等. 例如,如果你收到一笔1万美元的贷款,利率为9.30%,不收取手续费,36个月支付320美元.你的财务费用是1534美元.39元,你的还款总额为11534元.39.

2 Patelco运行一个“软”信贷拉动来确定你符合资格预审的条件. 这不会影响你的信用评分. 如果您选择继续进行贷款申请, Patelco将要求您从一个或多个信用报告机构获得完整的信用报告. 这将是一个“硬”拉,可能会影响你的信用. If necessary, 我们也可能与第三方分享您的某些信息, like our insurers, to process your request.

3 LevelUp提供给获得Patelco信用等级2或更高个人贷款的会员. Total discount of up to 1.50% APR(年度百分比率)适用于2010年.每连续12个月按时付款,年利率增加50%. 最高折扣永远不会导致最终年利率低于融资时特定贷款和期限的LevelUp最低利率. 每月付款金额保持不变, 还有额外的钱用来支付本金, 哪一种会缩短贷款期限和在贷款期内支付的总金额.

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